Terms & Conditions

Effective Date: [Insert Date] Last Updated: [Insert Date]

Welcome to Talented Twelve (“we,” “our,” or “us”). By accessing or using our website [www.talentedtwelve.org] (the “Site”), you agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use our Site.

Purpose of the Website Talented Twelve is a non-profit organization dedicated to providing financial assistance and scholarships to college students through community donations and partnerships. Our website serves to share information, accept donations, and manage scholarship applications.

Eligibility By using this Site, you represent that you are at least 18 years of age or accessing the Site under the supervision of a parent or legal guardian. If you are submitting a scholarship application, you must meet the eligibility criteria specified in the scholarship guidelines. Donations All donations made to Talented Twelve are voluntary and non-refundable unless stated otherwise by law. Donation transactions are processed securely via trusted third-party payment processors (e.g., PayPal, Stripe). Donors will receive a confirmation receipt via email for recordkeeping and tax purposes. Talented Twelve is a registered non-profit organization; please consult your tax advisor regarding tax-deductible donations. Scholarship Applications Applicants must provide accurate, truthful, and complete information. False or misleading submissions may result in disqualification. By submitting a scholarship application, you consent to the use of your information for eligibility review, communication, and verification purposes. We reserve the right to modify or discontinue scholarship programs at any time without prior notice. Intellectual Property Rights All content, materials, graphics, logos, and text displayed on this Site are the property of Talented Twelve or its content providers and are protected under applicable copyright and trademark laws. You may not copy, reproduce, distribute, or modify any content from this Site without prior written permission from us. User Conduct You agree not to: Use the Site for any unlawful purpose or in violation of applicable laws Interfere with the security or operation of the Site Upload malicious software or code Misrepresent your identity or affiliation with any person or organization We reserve the right to restrict or terminate access for users who violate these Terms. Third-Party Links Our Site may contain links to external websites or resources operated by third parties. Talented Twelve is not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk. Privacy Policy Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Limitation of Liability To the fullest extent permitted by law, Talented Twelve and its directors, volunteers, and affiliates shall not be liable for any damages arising out of or related to your use or inability to use the Site, including but not limited to errors, omissions, or interruptions in service. We do not guarantee uninterrupted access or error-free operation of our website.

Disclaimer of Warranties All materials and services on this Site are provided “as is” and “as available” without warranties of any kind, either express or implied. We make no warranty that the Site or its servers are free from viruses or harmful components.

Indemnification You agree to indemnify, defend, and hold harmless Talented Twelve, its officers, directors, volunteers, affiliates, and partners from any claim, demand, or damage, including attorney fees, arising out of your use of the Site or violation of these Terms.

Changes to Terms We reserve the right to modify or update these Terms at any time without prior notice. The updated version will be posted on this page with a new effective date. Continued use of the Site after changes means you accept the revised Terms.

Governing Law These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.